How to Play Baccarat Online

The main advantage of baccarat online is that the game is suitable for all players, regardless of experience and bankroll size. This guide tells the game’s nuances, the most popular variations and strategies for the most positive gaming experience.

Online Baccarat Basics

The virtual version of the game imitates the traditional baccarat found in physical gaming establishments as accurately as possible. Each player can bet on the Banker to win, Player or Draw. The main advantage of this game of chance is one of the smallest house edges after online blackjack.

Baccarat game

Brief Game History

The online baccarat version known to modern gamblers was born in Argentine casinos and was first called Punto Banco (today, it is one of the classic versions of the game). However, the game quickly gained popularity and migrated to gaming establishments in Cuba. Some time later, in the 1950s, an American casino chain owner brought baccarat to one of his casinos in Las Vegas.

Today, it is one of the most beloved forms of gambling entertainment.

Basic Rules of Baccarat Online

Knowing the rules makes the gameplay more exciting and fun. Regardless of which game option a gambler chooses, the game’s rules are basically the same.

The goal of an online baccarat player is to get as close to a nine as possible. The punters do not play against each other but against the dealer. Each participant in the game receives two cards and tries to collect a winning combination.

CardsTheir Values
2-9match the face value

Baccarat Betting Options

Each participant in the virtual baccarat table has three betting options:

  1. The Player’s victory.
  2. The Banker’s (dealer’s) victory.
  3. The fact that the game will end in a draw.

That is, they will complete the game with the same hand value. Betting on a draw is very risky, as such an outcome of the game rarely happens.

Baccarat Gameplay

In a traditional gaming establishment, the game uses eight decks of cards. As a rule, six decks of cards are involved in the virtual version of the game, and in some versions of baccarat online, there are only two.

  1. First, the dealer reveals one of the cards, determining how many cards will be burned. Their number depends on the face value of the open card. For example, ten cards will be burned if it is the King.
  2. The game begins with the announcement of bets. Then all participants get their two cards. The main task is to score as close to nine points as possible. After that, the cards are counted according to the table above.
  3. Next, the results of the first round are announced. If one of the participants scored 8 or 9, this is called natural baccarat, and the winner is announced. A draw is announced if the opponent’s hand is also 8 or 9.

The player may get another card, depending on the situation:

  1. If one of the participants has a total of 8 or 9 points, no additional points are dealt, and the deal is considered over.
  2. If the player has 5 points or less, they may ask for an extra card.
  3. If the Banker has 5 or less, they draw another card; if 6 or more, then the Banker stands.
  4. If a player receives an additional card, then the so-called third card rule determines whether the bank gets a third card.
  5. A round of baccarat is considered played when one of the participants scores 8 or 9 immediately after the distribution of two cards or when someone receives a third card. In this case, the winner is the one whose hand value is as close as possible to 9.

Baccarat Payout Options

Depending on the bet chosen by the player, online baccarat payouts vary:

  • A winning bet on a player is paid at a ratio of 1:1.
  • Bets that the Banker will win are also paid at a 1:1 ratio. Usually, the casino commission, in this case, is 5%.
  • A tie between the players and the Banker is paid with a coefficient of 8:1.

Winning Withdrawal Methods

If luck smiles on the punter, they can enjoy the sweet taste of victory when playing baccarat online. In this case, they will have to withdraw the winnings. So that nothing spoils this moment, it is important to approach the choice of payment methods very responsibly.

A variety of payment and withdrawal methods are available to modern gamblers. The most popular are:

Depending on personal preferences, the player chooses a convenient way. The main criterion should be security and high speed of payment processing.

Is There a Baccarat Strategy?

In fact, there are no clever strategies in online baccarat. Instead, it is quite simple: all the player’s actions are already predetermined since the dealer gives cards, and you cannot influence this process.

Whom the player will bet on and how much money are the only decisions they will have to make during the game. Then it is up to luck, so the main strategy of the game sounds like this: place bets and enjoy the gameplay.

3 Important Baccarat Tips

white lamp

Although there are no popular strategies in this game, some actions will help each player increase their chances of winning or at least limit their losses.

Tip 1

Since, in any case, the odds are in favour of the casino, you need to be able to stop if you have won several times in a row. Remember, the longer you play, the higher the risk of losing all winnings and burning your bankroll. Therefore, as soon as luck smiles at you several times in a row, withdraw the money you have earned and take a break.

Tip 2

If in one of the virtual casinos you see a banker bet with a commission below 5%, do not miss the chance to make this bet, as your chances, in this case, are higher than usual. As a rule, the casino commission is 5%.

Tip 3

Learn how to manage your bankroll properly. Set limits on bets and losses. If you realize that you are betting more than allowed or have lost more than once, it is time to take a break.

Odds in Baccarat: Important Points

When familiarizing yourself with the rules and nuances of the game, it is important to understand and remember the following two important points:

The advantage of the casino when betting on the player is approximately 1.25%. At the same time, the same indicator at the bet on the Banker is 1.1%. This suggests that the second betting option is the most profitable regarding the punter’s chances of winning.

Experienced online baccarat players do not recommend betting on a draw. The fact is that such an outcome of the game rarely happens, which increases the house edge to about 14.25% (depending on the game variant and casino conditions).

Live Dealer Baccarat

Like all live gambling entertainment, live baccarat online mimics the experience of playing in a physical casino as much as possible. This effect is possible due to the participation of a real dealer or croupier in the game. The game occurs in a studio or a real casino hall, and the broadcast is carried out using live high-quality technologies.

In addition, a special chat is available to all participants at the virtual table, where they can communicate with each other and ask questions to the dealer. This game format is much more interesting and exciting than playing baccarat online with a virtual dealer or a computer.

Most Canadian gambling sites offer a live version of the game optimized for all possible devices. You will also be surprised by the high quality of sound and video broadcast from different angles. In addition, many reputable online casinos offer a choice of dealers who speak different languages. All this makes the gaming experience as authentic and comfortable as possible.

Types of Live Baccarat

yellow baccarat table

Due to its high popularity, the game is now available in many variations. Below we have described the most commonly played live baccarat online types.

Mini Baccarat

As it becomes clear from the game’s name, this is a smaller version of the well-known casino game. In mini-baccarat, seven people can play at the table at the same time, unlike the traditional version, where the number of players is usually eight. As well, mini-baccarat differs from the traditional game in smaller bet sizes. This version of the game is most popular in American casinos.

Chemin de Fer

Although this version of the game was born in Italy, it is called French and has more differences from the standard version. The first one is in the number of decks. There are 6 of them. In addition, all participants take the dealer’s place in turn. Thus, the gameplay involves a lot of activity on the part of the punters.

Punto Banco

It is the original or Cuban version of the baccarat game. Up to 14 players can take part in this version at the same time. The number of decks used can be from 6 to 8.


Are online baccarat games rigged at Canadian casinos?

Yes. If you play on licensed gambling sites, you can be sure of the game’s fairness.

Can I play online baccarat for free in Canada?

Yes. In addition to the real money version of the game, you can also enjoy online baccarat in demo mode.

Where can I play baccarat online?

In the modern gambling entertainment market, a variety of sites with many variations of the game are available. You can play for free or real money using almost any device.

Should I always bet on the Banker?

The choice of bet is a personal matter of the player. This bet has the lowest house edge, but there is a 5% commission to keep in mind.